Venmo Fee Calculator

Calculate exact fees for your Venmo transactions instantly

$

Payment Method

Transaction Amount: $0.00
Venmo Fee: $0.00
Total Amount: $0.00
$

Instant Transfer

Original Amount: $0.00
Venmo Fee: $0.00
Amount You'll Receive: $0.00

How to Use This Venmo Fee Calculator

  1. Select whether you're sending or receiving money
  2. Enter the transaction amount
  3. Choose your payment method or transfer speed
  4. Click "Calculate Fee" to see the breakdown

Understanding Venmo Fees

Venmo charges different fees depending on how you use the service:

  • Sending Money: Free when using Venmo balance, bank account, or debit card. 3% fee when using credit cards.
  • Receiving Money: No fee for standard transfers. Instant transfers incur a 1.75% fee (minimum $0.25, maximum $25).
  • Business Transactions: 1.9% + $0.10 fee for goods and services payments.

Our calculator helps you determine exactly how much you'll pay or receive after fees are applied, ensuring no surprises in your transactions.

Tips to Minimize Venmo Fees

  • Use your Venmo balance or linked bank account to avoid the 3% credit card fee
  • Opt for standard transfers instead of instant transfers when not in a hurry
  • Keep sufficient funds in your Venmo balance for frequent transactions
  • Plan ahead for large transfers to avoid rush instant transfer fees
Scroll to Top